Definition of Philosophy

Does Higher Education Make Any Difference?

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We see a lot of people taking up higher studies. Normally these are the additional vocational degrees or the professional schools we know as Masters degrees. While not all people can have the time or afford to get into them, being adjudged a certified MBA degree holder logically holds a brighter future for anyone. Or does it?

For one, the philosophical hypothesis that most MBA graduates hold are often for the better in any business perspective. Advanced education often holds that people with MBA degrees are seasoned and adequately trained to handle real life issues in the world of business and management. But while that is something expected today, it seems that the surplus of MBA degree holders has been somewhat overflowing, making it a standoff as far as choosing the right person with the right degree to handle a business that wants to follow a certain route.

Especially now that most companies are experiencing a lot of turbulence in the business world, one cannot help but think if MBA degree holders still have a bearing in business entities. Are they a need at this point?

From the way things are going, it seems business can function without them. It is either that or companies are just trying to preserve their salary caps since MBA degree holders will be asking for the stars.

With that in mind, does the MBA philosophy make any sense? Why take up advanced professional studies if they are no longer recognized in the field of business? Maybe for entrepreneurs it is a requirement but as far as career is concerned, a lot of questions on why they should take an MBA degree is in the air.

No Loans No Worries

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One of the things that most people have a hard time accepting is that it may take them a lifetime to accomplish certain dreams in their lives. One of the things that people often find hard to achieve is buying their own home, often being relegated towards renting or leasing to own. We have seen such dreams vanish and much of them can be seen in the growing number of foreclosures plaguing us lately. People just cannot figure out how to manage mortgages and such has resulted in losing their homes and of course their initial payments on dream homes turned into financial burdens.

Why take out a loan? Some people are taking it slow considering that loans will always be there for them to turn to. It does sound tempting but the fact remains you have to pay for it sooner or later. Once that happens, you never know how much you can spare from your daily cost of living. Some would declare that they would make sacrifices, but sadly, it does not happen.

From the looks of it, the philosophy of simply knowing your limit as far as money to spare has been overlooked these days. People are counting their finances but obviously, there is a significant number of factors when it comes to expenses that are not considered.

That is one waterloo that people fail to comply with. For some, as long as they can survive with their current income, then they can settle loans based on amortization schedules given. Taking it a bit deeper, proper deliberation and putting everything in would be better to address the ideal figures that a person can really loan.

Business Philosophies bound to Suffer These Days

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When all is lost, do you believe that most businessmen and executives will still have the same sanity to follow proper business protocol? For some, changes in their business philosophy is not really going to be a surprise. But for some, there is bound to be a lot of changes in store since proper business realignment to help address adjusting trends in doing business thanks to the economic crisis has been a dire need to survive.

This area of change is not only adaptable to the small time players. We can see in the news that among the victims of this whole mess are the big wig companies. So if they are affected by it, one can just imagine how small fries would have to deal with the business debacle that has had most companies looking into downsizing and getting ready for the recession age of the century.

Survival is the main thing for businesses today and if in the past people were adamant at standing firm on their business philosophy, now is the time to bend. You can gamble and stick to traditional management but at the rate that things are shaping up these days, change can do good and perhaps offer more potential.

There is no promise that changes will be for the better. But considering that faltering economies have not yet considered it, there is practically nothing to lose from trying to change your usual philosophy.

The Bailout Philosophy in Crisis

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The bailout trends we have been hearing and reading are indeed something worth looking into. The world is at a crisis and much as we want to do our share, it looks like the fate is left at the hands of people in power in the government and countries that control the monetary system. Businesses are desperately seeking lifesavers and from the looks of it, the bailout philosophy aims to save them from drowning in debt.

While that is a given, you would have to think where the money is coming from. You can assume that these cash reserves were controlled for a purpose and for sure, that purpose is not for crisis to which many did not initially see. These monetary reserves were set aside for something and as an economist, you would think where they would get the money in case they start to be in need.

But frantic as it may, it seems that the problem at hand needs to be addressed. Everyone is panicking and worldwide recession is imminent. So with that in mind will the bailout philosophies work? If so, for how long?

We see the current crisis we have as something that is surely pushing us to the brink of poverty. But while we acknowledge the efforts from the world leaders, when will they get the returns from these borrowed lump sums? Businesses need the boost but as far as these loans are concerned, you would have to think that we may be in for something rougher ahead.