A personal philosophy sums up what we as a person value most in our lives. It is a reflection of the heights we wish to achieve and provides a clear idea on how we intend to go about it. A philosophy does not merely sound-off our wishes but the most fervent desires and beliefs that define who we are.
Views and opinions may change in time but a philosophy remains fairly constant. There may be changes in how it is said or written depending on the age and experience of a person but the underlying principles will be the same. Thus, if a child is brought up in an environment of fairness and justice and effectively imbibe the related values, it would be a safe assumption to say that the philosophies he would later hold on to would be grounded on fairness and justice.
This simply means that we do not just produce a philosophy out of the blue because it sounds good and is approved by our peers. There is always a reason why a person comes up with a particular philosophy in life. It is developed through time and cannot be convincingly created without any basis.
Every person has a personal philosophy. Whether it is articulated or not, it will dictate the actions and decisions we choose to make in life. It forms part of our subconscious, telling us if we will be able to live with our decisions. The moment we contradict our philosophy, internal chaos begins because we have assailed our own beliefs.
A clear personal philosophy serves as an effective guide while we try to negotiate our path towards our goals. There will be many decisions to be made before we reach our objectives and the philosophy we hold in life will carry us throughout. There are no hard-fast rules in forming one but it would probably be a lot better for humankind if the philosophies we fight for do not end up hurting another.